This report details how only a handful of states have updated their home foreclosure laws to prevent abuses, with "fast track" foreclosure processes without any court oversight in 30
states and no requirement of direct notification to homeowners in 33 states upon the initiation of foreclosure proceedings.
ACORN details how the Philadelphia Foreclosure Diversion Program, a pre-foreclosure mediation
process that is preventing more than three in four owner-occupied
foreclosures, has proven to be the best model in the nation.