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New Report - Individual Health Care Mandates and the Problem of Affordability
Adam Thompson on February 21, 2008 - 8:42am
In a new report, Progressive States Network updates a fall 2007 edition of the Stateside Dispatch and discusses the growth of legislative measures to protect consumers from unaffordable health care costs. Individual Health Care Mandates and the Problem of Affordability uses the experience of Massachusetts' individual mandate as a case study to demonstrate the need for strong language ensuring affordability and profiles various legislative models for affordability protections.As the report emphasizes, health care reform should have the goal of limiting families' exposure to potentially catastrophic health care costs, including a focus not just on premiums, but on deductibles, co-pays, and the total out-of-pocket costs. This can be achieved by limiting all potential family health care costs to a proportion of family income. Such limits should allow for other family living expenses, including housing, transportation, education, food and clothing, and the ability to accrue savings.