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PSN on April 9, 2009 - 5:28pm
A few new key reports on health care:
- How Effectively Does the American Recovery and Reinvestment Act Help Laid-Off Workers and States Cope with Health Care Costs? - This Urban Institute study finds that the stimulus package will likely provide only a limited increase in the number of unemployed workers receiving health coverage under the COBRA Act and provides nothing for laid-off workers who are ineligible for COBRA. Most of the relief for the unemployed will come from increased funding for Medicaid.
- The Cost Shift from the Uninsured - According to this Center for American Progress memo, eight percent of families’ 2009 health care premiums—approximately $1,100 a year— are due to our broken system that fails to cover the uninsured. A a more efficient system that offers continuous, quality coverage for all would ultimately lower the costs of health care for everyone.
- The Inefficient Individual Health Insurance Market - The individual market of private health insurance racks up the highest administrative costs in the health care system-- with 29% of spending going to administrative costs -- often due to the fact that insurance companies invest a lot of money screening applicants to deny coverage to less healthy people. The report highlights why any health care reform needs to give everyone access to some form of group coverage to lower these adminstrative costs.
- Medicaid and CHIP Eligibility Is Protected For Jobless Families That Receive Boost in Unemployment Benefits (CBPP) - The 17.9 million jobless workers receiving an additional $25 per week in unemployment insurance benefits under the ARRA can exclude that additional income when determining eligibility for Medicaid and CHIP, helping some low-income families access health care they might otherwise have been excluded from, although the income will be taken into account when calculating food stamps/SNAP benefits.